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"The only alternative involves years of additional litigation in the forlorn hope of getting more personal money for.
Bankruptcy isn’t necessarily the best solution for you — and — there are alternatives. Filing bankruptcy has definite downsides, and sometimes a different strategy is more appropriate for your.
The new bankruptcy law requires credit counseling prior to bankruptcy filings anyway so it’s worth it to strongly consider credit counseling as a bankruptcy alternative. A consumer credit counselor can work with you and your creditors to put together a debt management plan to repay your debts over three to five years.
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One bankruptcy alternative is to combine debt. Sometimes it is easier to repay debt when only one payment to one creditor is necessary. The following are some.
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The most basic alternative to filing for bankruptcy is to simply do nothing. If you owe money to creditors but have a small (or no) income, you may be considered judgment proof — also called collection proof. Being judgment proof means that creditors would have nothing to take from you if they decided to sue you in court.
A third alternative to bankruptcy is to consolidate your debt. In this scenario, the first hurdle will be to qualify for the debt consolidation loan. If you do qualify, you.
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The reasons individuals or businesses file for bankruptcy varies from person to person, but one thing’s certain–going bankrupt means that one must declare complete legal insolvency. When you’re in.
Our Indianapolis bankruptcy lawyers explains various alternatives to filing for bankruptcy. Get personal service from our firm – we care.
Some of the most popular alternatives to bankruptcy include: Debt Settlement – Debt settlement typically involves approaching a creditor and negotiating a lower payment on an outstanding debt.
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