Why every home buyer needs a pre-approval before home shopping. » Mortgage Masters Group

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First home buyer 4 reasons to get your home loan pre-approval before attending an auction. Going to bid at an auction without getting pre-approval for a home loan first is a bit like going shopping without a budget or even a wallet.

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Why every home buyer needs a pre-approval before home shopping. Mortgage Masters Group While you do not need perfect credit to get pre-approved for a mortgage, lenders will still have their own set of requirements and guidelines. This is why it is so important that the buyer is aware of everything on their credit report when they get pre-approved by the lender.

Why Should You Get Pre-Approved? What Details Are Required in the Pre-Approval Process? When you are pre-approved for a mortgage, it means a lender has determined how much you can borrow, the loan programs that If you have a co-borrower, the lender will also need this information about them. What Do I Need to Get Pre-Approved for a Mortgage?

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It is not unheard of to not get a pre-approval the first time you try. For that reason, it is very important to make your mortgage pre-approval your FIRST step in the home purchase process. What you do not want to do is get your heart set in a specific home, and then have to go through the mortgage pre-approval process.

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